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ACCOUNTING FOR SMALL AND MEDIUM-SIZED COMPANIES ALONG WITH INDEPENDENT CONTRACTORS

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Salt & Ledger bookkeeper looking Financial Reports  in Santa Cruz & Monterey Counties.

LEDGER LESSONS

Transparent financial education for the entrepreneurial community. We teach SMBs and solopreneurs what they actually need—not what others want to sell them.

  • Save Money on Financial Services: Bookkeeper vs Accountant vs CPA Comparison

    Save Money on Financial Services: Bookkeeper vs...

    August 6, 2025

    Confused about whether you need a bookkeeper, accountant, or CPA? This comprehensive guide breaks down the roles, qualifications, and costs of each financial professional. Discover when your business needs each...

    Save Money on Financial Services: Bookkeeper vs...

    August 6, 2025

    Confused about whether you need a bookkeeper, accountant, or CPA? This comprehensive guide breaks down the roles, qualifications, and costs of each financial professional. Discover when your business needs each...

  • The Top 5 Money Mistakes Small Business Owners Make  (and How to Avoid Them)

    The Top 5 Money Mistakes Small Business Owners ...

    July 15, 2025

    As a small business owner who's felt the pain firsthand, this blog post cheers how we boost local economies and communities while exposing the top five money traps that sink...

    The Top 5 Money Mistakes Small Business Owners ...

    July 15, 2025

    As a small business owner who's felt the pain firsthand, this blog post cheers how we boost local economies and communities while exposing the top five money traps that sink...

  • Why Knowing Your Numbers is the Ultimate Form of Self-Care

    Why Knowing Your Numbers is the Ultimate Form o...

    June 23, 2025

    Money management often feels like a stressful cycle of guilt and payday relief. This post reframes accountability as self-care, offering practical tips like prioritizing expenses, cutting small costs (like an$8...

    Why Knowing Your Numbers is the Ultimate Form o...

    June 23, 2025

    Money management often feels like a stressful cycle of guilt and payday relief. This post reframes accountability as self-care, offering practical tips like prioritizing expenses, cutting small costs (like an$8...

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